Do I Qualify for a Personal Loan? is the common question that almost every one thinking of applying for a loan is asking them self whether they do qualify for a Personal Loan or not. For you to know if you do qualify for a Personal Loan here are few steps that you can take for your question to be answered.
Go to the Bank
You can go to the bank with your South African ID and they will check if you qualify and give you the answer right on the spot.
Loan Online Application
You can apply online for a loan and the first steps that they will do when processing your application is to check if you do qualify or not.
You can get any company that deals with Credit Reports such as CreditReport SA who will help you to know your credit status, see how much debt you have, know where to improve your credit, updates on activities on your credit profile, see if you have judgements or listings and also know if you are blacklisted or not. These are some of the reasons that make people not to qualify for a Loan or cradit.